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 Medicare Advantage Plans are another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies that must follow rules set by Medicare. Most Medicare Advantage Plans include drug coverage (Part D). In many cases, you’ll need to use health care providers who participate in the plan’s network and service area for the lowest costs. 

 also known as "burial" or "funeral" insurance, is a life insurance policy with a low face value, from $2,000 to $50,000, that your clients can buy when they reach the age of 50. 

 When deciding which carriers to contract with, we recommend at least one carrier with point of sale telephone underwriting (Oxford, Foresters, or American Continental), one carrier with no telephone interview (Liberty Bankers Life or Colorado Bankers), and a dependable carrier that truly works for its agents and always has, Settlers Life. 

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Life-based contracts tend to fall into two major categories:

Protection PoliciesDesigned to provide a benefit in the event of specified event, typically a lump sum payment. A common form of this design is term insurance.Investment PoliciesWhere the main objective is to facilitate the growth of capital by regular or single premiums. Common forms are whole life, universal life and variable life policies. 

 Medigap is Medicare Supplement Insurance that helps fill "gaps" in Original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like: Copayments, Co insurance, Deductibles. 

 Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you're confined in a hospital. 

 There are a variety of plans that include a combination of dental and vision discount programs. The most common types of dental insurance plans are Preferred provider organizations (PPO) or dental health maintenance organizations (DHMO). Both types are considered managed care. .